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Solar for Your Home

Over 18,000 homeowners across Oregon are making their own solar power. Join them to reduce your home’s impact on the environment and take control of your energy costs–with clean, renewable energy from the sun.

Energy Trust incentives, Oregon state rebates and federal tax credits could offset up to 50% of system costs. We’ll connect you with a qualified solar trade ally contractor with proven expertise you can trust.

Get a free, no-risk analysis and bid >

  1. Establish your eligibility.

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    You ​must be an Oregon customer of Portland General Electric or Pacific Power and working with an approved Energy Trust solar trade ally contractor to be eligible for incentives.

  2. Get proposals from Energy Trust solar trade ally contractors.

    Systems must be installed by an approved Energy Trust solar trade ally contractor. Self-installed systems do not qualify. We recommend that you get two or more bids so that you can compare and make the best choice for your home.

    Request proposals >

  3. Select your contractor.

    Once you receive proposals from two or more contractors, the choice is yours—for some tips see our FAQ on choosing a solar trade ally and comparing bids. Your trade ally contractor will handle all the paperwork for your system, prior to installation. Your Energy Trust cash incentive will be paid directly to your contractor, who will deduct the incentive amount from your invoice, reducing the cost of your solar installation. Your trade ally can also help you apply for any other incentives you may be eligible for, like the Oregon Solar+Storage Rebate.

  4. Allow the professionals to install and verify your system.

    Energy Trust helps protect your investment by reviewing the plans for your system before construction. Once it’s complete, we also verify that it met our rigorous technical standards. In many cases, we will stop by in person to verify your system was installed properly.

  5. Claim your tax credits when you file your taxes.

    Claim your federal tax credit when you file your taxes.

Energy Trust incentives

Your Energy Trust cash incentive amount depends on your household income and your electric utility. Incentive offers are subject to funding availability and may change at any time. Check with your contractor.

Your Utility Incentive
Portland General Electric $600 per project
Pacific Power $600 per project

Your solar electric system produces Renewable Energy Certificates as well as clean electricity. Read this fact sheet for more information on Renewable Energy Certificates for projects that receive an Energy Trust incentive.

Note: Energy Trust provides technical assistance and financial incentives but does not develop, sell or install energy systems or equipment. This work is done by independent businesses that are solely responsible for the quality and performance of their installations.

Additional solar options

  • Solar + Storage provides backup power to make your home energy resilient by powering essential systems during an outage.
  • Solar within Reach offers increased incentives for income-qualified households.
  • Community solar offers subscription options if you rent, own a townhouse or if your roof doesn’t have enough sun exposure.
  • Building solar ready helps you optimize your new home’s energy performance.

Tax credits

A tax credit is a dollar-for-dollar reduction of the income tax you owe. Federal tax credits are non-refundable, which means you must pay taxes in order to claim the credit.

Consult your tax professional to learn how tax credits and rules may apply to you. This information does not constitute tax advice and cannot be used to avoid tax penalties.

Federal Residential Investment Tax Credit: Covers 26% of the cost of a solar electric system installed by December 31, 2022. You must claim this credit yourself. View requirements and information on how to claim the tax credit.

Oregon Solar+Storage Rebate Program

The program issues rebates to residential customers when they install solar electric systems paired solar+storage systems, and also offers an increased incentive rate to customers that qualify as low- or moderate-income. Rebates are issued to approved contractors, who pass the savings on to their customers. Find more information on the Oregon Solar+Storage Rebate Program here.

Home solar financing: weighing your solar financing options

There are several financing options available to help make installing solar electric systems more affordable.

Cash and loans

If you have the savings available, paying for your solar installation with cash will typically provide the highest return on investment and the quickest payback. A solar contractor can provide you a proposal with specific figures.

Many homeowners use a loan to pay for some or all of their solar project. The loan could come from your existing bank, a financial institution that offers solar-specific loans, your solar contractor or even from the equipment manufacturer. Some lenders will allow you to pay down your loan principal when you receive your tax credit. With a loan, you benefit from significantly reduced utility costs and own the system outright at the end of the loan term.

This list of regional lenders for home solar projects may be helpful as you consider your options. All the lenders are independent financial institutions, and Energy Trust does not make or influence lending decisions. We recommend exploring multiple financing options to find the solution that best fits your needs and budget.

Leases and Power Purchase Agreements

With a lease or power purchase agreement (PPA), you pay little or nothing upfront and the system is installed, owned and maintained by a solar service provider. You make lease payments or purchase the electricity produced by the system on a monthly basis.

The rate you pay for the solar electricity may or may not be less than your current electricity rate. When your agreement ends, usually after 20 years, you have the option to remove the system, renew the agreement or purchase the system. If you move, there are usually options for buying out the system or transferring the agreement to the new homebuyer.

If you choose a lease or PPA, Energy Trust will pay the incentive to your solar service provider. You see the benefit as a more affordable lease or power purchase price.

The solar service provider owns the Renewable Energy Certificates produced by your solar electric system. Read this fact sheet for more information on Renewable Energy Certificates.

Read this guide to solar leases and loans for more information about your financing options.

Need Help? Contact Us.

We’re here to explain the process and benefits. Give us a call at 1.877.777.4018 or send us an email at solar@energytrust.org.

Success Stories

Anbu Varatharajan and Durga Nallathambi, Portland

Anbu Varatharajan and Durga Nallathambi, Portland