Savings Within Reach

Increased incentives for income-qualified households

Energy-saving home improvements can help lower your energy bills, and you don’t need a big budget to get started. Savings Within Reach helps make home energy upgrades more affordable for income-qualified households. With increased cash incentives on qualifying projects, you’ll spend less on energy-saving projects, and enjoy a more comfortable home.

  1. Establish your eligibility.

    Read More >

    You must live in Oregon and heat your home with electricity or natural gas provided by Portland General Electric, Pacific Power, NW Natural, Cascade Natural Gas or Avista. Check the Details tab for additional requirements.

  2. Contact an Energy Trust trade ally contractor trained to provide Savings Within Reach services.

    Your contractor will provide a bid for eligible upgrades.

  3. Prior to beginning improvements, your contractor will ask you to sign an Income Verification form to confirm your eligibility.

    All improvements must be installed by an approved Energy Trust trade ally trained to provide Savings Within Reach services.

  4. After installation, your contractor will submit your signed incentive application.

    With Income Verification form and invoices for your energy-efficient improvements to Energy Trust. Incentives will be paid directly to your contractor, who will deduct the incentive amount from your invoice, reducing your out-of-pocket costs. You are responsible for paying the balance of the invoice.

In addition to the eligibility requirements listed in the Steps tab, you must live in a single-family or manufactured home to participate (note: for rental properties, the homeowner or property owner must approve any energy-efficiency improvements). You must meet also Energy Trust’s income qualifications listed below.

Savings Within Reach household income qualifications

Household sizeGross annual income minimumGross annual income maximum
1 resident$23,340$52,530
2 residents$31,460$60,070
3 residents$39,580$67,486
4 residents$47,700$75,025
5 residents$55,820$81,082
6 residents$63,940$87,014
7 residents$72,060$93,071
8 residents$80,180$99,004
Energy-efficiency upgrade Incentive Requirements
Attic insulation $0.50 per square foot

If R-12 or less, insulate to R-38.

Wall insulation $0.50 per square foot

If R-4 or less, insulate to R-11, or fill cavity.

Floor insulation $0.40 per square foot

If R-0, insulate to R-30, or fill cavity.

High-efficiency heat pump $550

Minimum efficiency HSPF 9.0

Incentive is only available for homes upgrading an existing heat pump or replacing non-electric heat (example: propane, wood or oil).

High-efficiency heat pump $800

Minimum efficiency HSPF 9.5

Incentive is only available for homes upgrading an existing heat pump or replacing non-electric heat (example: propane, wood or oil).

High-efficiency heat pump $750

Minimum efficiency HSPF 9.0

Incentive is only available for homes upgrading from electric furnace, baseboard, wall heater or ceiling heat.

High-efficiency heat pump $1000

Minimum efficiency 9.5

Incentive is only available for homes upgrading from electric furnace, baseboard, wall heater or ceiling heat.

Ductless heat pump $1000

Minimum efficiency HSPF 9.0

Compressor must be inverter driven. Incentive is only available for homes replacing electric resistance heat or electric furnace as primary heat source. Contractor must also be approved by the NW Ductless Heat Pump Project.

High-efficiency gas furnace $550

90 percent AFUE or greater. Gas furnaces used as backup for high-efficiency heat pumps, also known as hybrid systems, are not eligible.

Heat pump water heater (Tier 3) $600

Eligible models must meet Northwest Energy Efficiency Alliance’s Advanced Water Heater Specification Tier 3 and replace an existing electric water heater to qualify for this cash incentive. Tank may be any size and must be installed by a Hot Water Solutions rebate-eligible contractor.

Special qualification rules and restrictions apply. Incentives are subject to funding availability and may change.

Incentives are not intended to influence consumer decisions on fuel sources.

You may qualify for certain upgrades at no cost from your local Community Action Agency based on your income. Visit Oregon.gov to find a community action agency near you.

Do I need multiple bids for my energy improvement projects?

No. Energy Trust does not require you to have multiple bids. However, to participate in Savings Within Reach, you must work with a trained Energy Trust trade ally contractor.

Am I still eligible for other Energy Trust incentives if I participate in Savings Within Reach?

Yes. If you invest in additional energy-saving improvements—such as a high-efficiency water heater—you can receive standard Energy Trust incentives. However, each improvement is eligible for only one incentive. For example, if you install wall insulation, you must choose either the Savings Within Reach incentive or the standard Energy Trust incentive. With Savings Within Reach, the incentive is paid to your contractor and provided as a line-item discount on your invoice.

To receive standard incentives for a project that is not part of Savings Within Reach, you will pay your contractor in full, then submit your incentive application and invoices to Energy Trust to receive your cash incentive.

How do I determine my household’s gross annual income to see if I qualify for Savings Within Reach?

Your gross annual income is the total amount currently earned annually by all household members before taxes and deductions. Income includes all gross wages, tips, rental income, public assistance, social security or pensions, income from self-employment, alimony, or any other sources of income defined by the IRS income tax return.

Here is a sample income calculation:

$15 hourly wage x 32 hours per week x 52 weeks per year = $24,960.

Can I participate in Savings Within Reach if my household income is below the minimum income level?

Yes. However, if your gross income is below the minimum income level for your household size, you may qualify for free weatherization services from Oregon’s Weatherization Assistance Program, which is administered by Oregon Housing and Community Services. For more information, call 1.800.453.5511, option 2, or contact your local community action agency. You are not required to use these services to participate in Savings Within Reach.

Who counts as a resident of my home?

Anyone who regularly sleeps at your home and is not considered a temporary guest can be counted as a resident of your home. Children sleeping in your home as part of a shared custody agreement are considered residents.

Questions?

Contact us at 1.866.368.7878 with income qualification questions or other details regarding Savings Within Reach.

What solutions are right for me?

Not sure what solutions are right for you? Tell us a few things about yourself and we'll get you right to the information you need to start saving money and energy today.

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